Articles

• Author: William Asher
• Posted: 2024-12-14

If you are looking for a home equity line of credit (HELOC), you need to know how to qualify for the best rates possible. Generally, the best rates go to those with good credit. You can check your credit score f...

• Author: William Asher
• Posted: 2024-07-30

If you're planning to buy a foreclosed home, the first thing to remember is that a mortgage is not the only option. A bank's pre-approval letter does not necessarily mean you can finance a foreclosure. It just means you can borrow a certain am...

• Author: William Asher
• Posted: 2024-08-10

Before you apply for a refinance, you should be aware of the closing costs. The costs involved can exceed the amount you save. You should know about closing costs and avoid paying them if you can avoid it. If you can avoid pa...

• Author: William Asher
• Posted: 2024-09-14

The first step in securing a better interest rate on a loan is to raise your credit score. This can be done in many ways, but the most important is to pay your bills on time. You can set up an automatic email reminder...

• Author: William Asher
• Posted: 2024-08-19

The question is, "Are Lower interest rates on the horizon?" There are a number of factors at play in the monetary policy debate. For one thing, the Federal Reserve has signaled its intention to raise policy rates this year, e...

• Author: William Asher
• Posted: 2024-07-20

When the economy is in recession, many consumers do not spend freely. The Federal Reserve may make adjustments to interest rates to encourage consumer confidence. The resulting change is passed on to lenders, who then use that adjus...

• Author: William Asher
• Posted: 2024-09-11

You may have wondered: Do you have to pay back government grants? Fortunately, most government grants don't require repayment. However, some do. The TEACH Grant, for example, requires that you teach in a low-income area for four year...

• Author: William Asher
• Posted: 2024-11-30

When considering a balance transfer, there are several things you should know. Balance transfers differ from a convenience check, which allows you to withdraw money against your credit card to pay off your debt...

• Author: Chris Remington
• Posted: 2024-09-29

Savings accounts with the highest interest rates are the best places to put large amounts of money over a long period of time. You should shop around for the best savings account to earn the most interest. With higher rates, your m...

• Author: William Asher
• Posted: 2024-09-21

You may be wondering whether a larger down payment will get you a better rate. A larger down payment will generally mean you'll pay less interest overall, as the lender is reducing their risk. However, it's important to rememb...